Plate 01 529 vs. Roth IRA for Your Kid's College: Which One Actually Wins After SECURE 2.0?
The SECURE 2.0 Act changed the math on college savings. Here's an honest decision framework for parents choosing between a 529 plan and a Roth IRA — sorted by state tax deduction, income, and how likely your kid actually is to use the money for school.
Plate 02 Coast FIRE Calculator: Can You Stop Saving Today and Still Retire at 65?
Coast FIRE is the milestone where your existing retirement savings—left alone—will grow to fund your retirement without another dollar of contributions. Here's how to calculate it and decide if you're there yet.
Plate 03 Best Budgeting Apps in 2025: YNAB vs. Monarch vs. Copilot vs. Rocket Money
A hands-on comparison of the four leading budgeting apps after Mint's shutdown — so you can pick the right tool for your money system, not just the one with the best marketing.
Plate 04 How Much House Can I Afford? A Realistic 28/36 Rule Calculator
Figure out what you can truly afford — not just what a lender will approve — using the 28/36 rule and a plain-language walkthrough of the math.
Plate 05 Pay Off the Mortgage or Invest the Difference? A Calculator That Settles It
The classic personal finance debate, finally resolved with actual math. Enter your mortgage rate, tax bracket, and risk tolerance to find out which path builds more wealth.
Plate 06 Roth vs. Traditional 401(k): A Break-Even Calculator for Your Tax Bracket
Choosing between a Roth and Traditional 401(k) comes down to one question: will your tax rate be higher now or in retirement? This guide shows you the math and the decision rules.
